What credit score do you need to get approved for a TJ Maxx credit card?
620 or above
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
What bank does TJ Maxx use for credit?
Synchrony Bank
Applicants for a credit card with TJX are considered for two cards through Synchrony Bank. The rewards for both cards are the same for purchases at TJX Companies including T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense stores.
What credit score do you need for a HomeGoods card?
The Rewards Credit Card is designed for people with average credit (at least 620) and can only be used at TJX Stores (T.J. Maxx, Marshalls, Sierra, Home Sense, and Home Goods).
Does TJ Maxx credit card affect credit score?
A maximum of two hard inquiries might do a little hurting on your credit score. But multiple credit card applications with some of the affiliated retail stores of TJX might do some damage and can negatively affect your credit score.
Is TJ Maxx credit card easy?
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
What bank owns TJ Maxx?
Synchrony Bank, the financial institution that issues the TJ Maxx credit card, doesn’t charge an annual fee for this credit card. The variable purchase APR of 27.24% is based on the Prime Rate and varies according to market conditions. There is a minimum interest charge of $2.00, and late payment fees cost up to $35.
Who issues the TJX credit card?
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
What credit score do I need for Marshalls?
What credit score is needed for a Marshalls Credit Card? You’ll need a credit score of 620 or above to qualify for a TJX Rewards credit card.
What Bureau does TJ Maxx pull from?
TransUnion
The TJX Store Card mainly uses TransUnion for approval. That doesn’t mean it won’t use Experian or Equifax, or all of them when doing a hard pull on your credit report. But don’t worry about the randomness of it.
Is it hard to get a T.J. Maxx credit card?
Does TJ Maxx use Synchrony Bank?
Savvy shoppers who frequent TJ Maxx for great deals can save even more with a TJX Rewards card issued by Synchrony Bank.
Is T.J. Maxx credit card easy?
What Bureau does T.J. Maxx pull from?
Is the TJ Maxx credit card a Mastercard?
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
Is it hard to get a TJ Maxx credit card?
What FICO score does Synchrony Bank use?
In fact, Synchrony uses TransUnion nearly exclusively. Though all three credit bureaus use your financial activities as the basis for their reports about you, there is the possibility that each bureau will have slightly different details and scores.