What credit score do you need to get a Phillips 66 card?

What credit score do you need to get a Phillips 66 card?

a 640 credit score or higher
You’ll need a 640 credit score or higher for most gas cards. That’s fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.

What is the easiest gasoline credit card to get?

One of the best easy approval gas credit cards is the Discover it® Secured Credit Card. Because it’s secured, bad credit won’t disqualify you. Plus, it has a $0 annual fee and gives you 2% cash back on up to $1,000 you spend at gas stations and restaurants (combined) each quarter.

Are gas cards hard to get?

Some gas cards are fairly easy to get approved for, either because they are gas-only credit cards or regular rewards cards geared to consumers with poor credit. Gas cards report to the three credit bureaus, which can help you build credit over time. Gas cards can help you earn rewards or discounts when you fill up.

Are gas cards easy to get?

Pros of building credit with a gas card Some gas cards are fairly easy to get approved for, either because they are gas-only credit cards or regular rewards cards geared to consumers with poor credit. Gas cards report to the three credit bureaus, which can help you build credit over time.

Is getting a gas card worth it?

Bottom Line. A general rewards card that offers cash back on gas is often a better deal—though could be harder to get, depending on your credit history—than an oil-company card. A general credit card will likely pay more rewards for non-gas purchases, but if you drive a lot, a gas credit card might be worth it.

How do I get a 76 gas card?

76® Universal Card To apply, please call 1-877-685-0323 or click the button below.

What kind of credit is a gas card?

There are two types of credit cards that could be considered gas credit cards. One type is issued by gas stations, and the other is a more general rewards card that offers bonus rewards for gas purchases.

How do I qualify for a gas card?

The vast majority of gas-station branded credit cards will want you to have at least fair credit, which means a FICO credit score above 580, and applicants with scores above 650 will have the best approval odds.

Is it hard to get a Mobil gas card?

You need to have fair credit or better (a credit score of 640+) for good odds of approval for the ExxonMobil Gas Card. Also remember that an application will result in a hard pull on your credit, lowering your score for a short period of time.

Will a gas card build credit?

Gas cards can help build your credit score. Retail cards, like gas cards, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history.

Where can I use my Phillips 66 credit card?

Customers can use their Credit Card at more than 800 Phillips 66 Aviation branded FBOs across the country, including self-service sites. And they can fuel up at any of the thousands of Phillips 66 ®, Conoco ®, and 76 ® gas stations nationwide.

How can I save money on gas at Phillips 66?

Find a Station Mobile App Save up to 25¢* per gallon when you purchase gas via the My Phillips 66®App. The My Phillips 66® App is safe and secure. And for a limited time, you can get up to 10¢* off per gallon when you purchase gas via the My Phillips 66® App.

What are the benefits of the Phillips 66 aviation wingpoints rewards card?

The Phillips 66 Aviation WingPoints ® Rewards Card outmaneuvers conventional rewards cards by allowing you to redeem your points immediately for gift cards from leading retailers and restaurants – or for a prepaid Visa or Amex card acceptable at thousands of locations.

Is the my Phillips 66® app safe and secure?

The My Phillips 66® App is safe and secure. And for a limited time, you can get up to 10¢* off per gallon when you purchase gas via the My Phillips 66® App.